Balance required to avoid fees at Houston Highway CU $3000.
Balance required to avoid fees at many other competing credit unions $5 to $25.
Houston Highway Credit
Schedule of Fees
Monthly Membership Fee
| Tier 1 Less than or equal to $999.99 | $3.00/Month | |
| Tier 2 $1,000.00 to $1,999.99 | $2.00/Month | |
| Tier 3 $2,000.00 to $2,999.99 | $1.00/Month | |
| Tier 4 $3,000.00 and above | $0.00/Month | FREE |
| Minor Account: 0 – 17 years old | $0.00/Month | FREE |
Share Draft/Checking Account Fees
| Overdraft (Transfer) | $4.00 per item | |
| Member Privilege Overdraft | $29.00 per item | |
| NSF/ Returned Item | $29.00 per item | |
| Stop Payment | $20.00 per item | |
| Check Copy | $2.00 per item | 1st Item FREE |
| Check Printing | Prices may vary depending upon style | |
| Temporary Checks | $0.00 | FREE |
Other Service Fees (applicable to all accounts)
| Deposited Item Return | $0.00 | FREE |
| Account Reconciliation | $20.00 per hour | |
| Statement Copy | $2.00 per copy | 1st Month FREE |
| Wire Transfer (Outgoing) | $22.00 per transfer | |
| International Wire Transfer (Outgoing) | $45.00 per item | |
| 3:00 p.m. cutoff time for all wire transfers | ||
| Western Union (Outgoing) | $29.00 per transfer | |
| 3:00 p.m. cutoff time for all western union | ||
| Cashier’s Check | $0.00 | FREE |
| Money Order | $0.00 | FREE |
| Teller Check | $0.00 | FREE |
| Gift Card ($25-1000) | $0.00 | FREE |
| Photo Copy | $0.00 | FREE |
| Fax | $0.00 | FREE |
| Check Cashing Fee May Apply | $0.00 | FREE |
Electronic Funds Transfer Fees
| Additional Cards Issued | $0.00 | FREE |
| NonproprietaryAtm Withdrawal/Transfer | $1.00 |
Safe Deposit Box Fees (by rental size)
| Annual Rental Size: | |
| 3 x 5 | $30.00 |
| 3 x 10 | $40.00 |
| 5 x 10 | $60.00 |
| Drilling of Box | Actual locksmith charges – estimated $200.00 |
Share Value
| Par Value of One Share | $5.00 |
Rates effective as of January 1, 2015.
The rates and fees appearing in this Schedule are accurate and effective for accounts as of the Effective Date indicated on this Truth-in-Savings Disclosure. If you have any questions or require current rate and fee information on your accounts, please call the Credit Union.
Houston Highway CU Credit Union 